Home Insurance at $10,000 a Year Shows California Buyers’ Pain

A wildfire fueled by gusty Santa Ana winds destroyed homes as it ripped through rural land southeast of Los Angeles, on Oct. 31, 2023.

California’s lofty home prices and scarce inventory already amounted to one of the most nightmarish housing markets in the US. Now, challenges securing and affording home insurance in the wildfire-prone state are making it even worse.

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